Saving money may seem complicated, but it can be easier than you think. You can reduce wasted spending by focusing on your needs and budgeting for the future.
One way to cut your grocery bill is by using coupons. Combining them with sales and discounts is the best way to maximize your savings.
Look for the Manufacturer’s Coupons
Most people know that coupons are essential when it comes to grocery shopping. These money-saving pieces of paper can save you anywhere from 10% to 30% on your bill and are typically taken to the checkout counter like cash. Coupons can be clipped from newspapers and newsletters, websites that aggregate different manufacturer coupons, or the brand’s website. Some grocers even offer coupons in the weekly ad or through the store app.
Look for coupons on your favorite products online before hitting the stores to maximize your savings. You can also sign up for mailing lists through grocery store websites like Walmart and watch for emails or e-newsletters. Manufacturers can often send out samples and coupons to loyal customers as well.
When it comes to utilizing a coupon, read the fine print. Some have restrictions, such as “only one coupon per purchase.” Also, use your credit card rewards, cash-back apps, and other grocery-related rebates.
If you’re tired of pulling out the Sunday morning scissors and scouring the circular, try changing your routine by shopping at different stores. Compare prices, products, and deals from different places and try to visit a few each week. This will help you stretch your budget and leave money for other areas in your monthly spending plan, such as debt repayment or emergency savings.
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Look for Store Coupons
Grocery costs are a significant portion of many families’ budgets. Even a small savings can add up to hundreds of dollars per year. Luckily, there are plenty of ways to save money on groceries — not just by clipping coupons.
Coupon apps are the most obvious option, but it’s also worth checking your local newspaper for coupon inserts. Many of these apps consolidate weekly flyers from multiple stores, making it easier to compare prices and see where the best deals are.
Additionally, you can sign up for a grocery store’s loyalty program to earn points and receive coupons, which you can stack with manufacturer’s coupons. These programs are typically free to join.
The easiest way to cut your grocery bills is to shop for deals. Watch for sales in your store’s weekly circular and plan your meals based on what’s on offer experts say. You can also save by shopping with a rewards credit card, which pays back 1% to 6% on your purchases, depending on the card type and how you use it. Pay the card monthly so interest charges don’t consume your savings.
Finally, check your pantry and freezer for items you already have before heading out to the store. This helps you avoid purchasing duplicates, which is a significant waste of money – especially when it comes to food that spoils quickly.
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Look for Online Coupons
A variety of websites and apps collect free grocery coupons. These may offer a list of stores, brands, and products with discounts or allow you to search for specific deals by product. Many of these sites are free but may require you to sign up for a user account or create a ‘like’ or ‘follow’ button to receive coupons and deals.
In addition to the online resources, some grocery stores also feature deals on their apps and websites. Some offer a loyalty program that gives you access to store coupons in your account and rewards, often integrated into their app.
When shopping in person, make sure you are aware of the current price of a product. This can help you compare prices at different grocery stores and determine if you’re getting the best deal. Also, take stock of what you already have in your pantry and fridge so that you don’t buy things you won’t need or will sit in the cupboard.
Finally, feel free to ask for a discount when purchasing items. The majority of grocery stores are happy to accommodate their customers. If you have a coupon, present it to the cashier before they add the item to your cart or check out.
Look for Deals
Practicing intentional grocery shopping habits like checking the weekly sales flyers and making lists can save shoppers thousands of dollars over a year. That extra money could be a big boost to debt repayment or an emergency savings fund.
Having a strategy in place is essential to maximizing your savings on groceries, but even more than that, it’s crucial to compare prices between stores. “It’s important to take a full list of what you need and then price it out at each store you plan on going to. “Even if it’s only a few items, the pennies add up.”
For example, grocery stores may stock their most expensive products at eye level so that customers will grab them first. That’s why scanning the entire shelf from top to bottom and comparing that price with other stores online or in person is essential.
Another easy way to compare prices is by using apps, which allow you to “favorite” the items you regularly buy and then receive notifications when those items are on sale at your local grocery stores. It can also help to know that some grocery stores will double coupons, which can significantly impact your savings.
